Le colloque 2025 du Conseil d\u2019orientation des retraites (COR) est consacr\u00e9 \u00e0 la pr\u00e9sentation d\u2019un rapport th\u00e9matique sur les droits familiaux et conjugaux de retraite, \u00e9labor\u00e9 \u00e0 la suite d\u2019une saisine du gouvernement. Ce rapport vise \u00e0 dresser un \u00e9tat des lieux de ces dispositifs dans le syst\u00e8me de retraite fran\u00e7ais et \u00e0 analyser leurs perspectives d\u2019\u00e9volution.<\/p>\n
Les droits familiaux et conjugaux de retraite organisent une redistribution en faveur des personnes ayant assum\u00e9 la charge d\u2019enfants ainsi qu\u2019envers les veufs et veuves issus de couples mari\u00e9s. En 2024, l\u2019ensemble de ces droits repr\u00e9sente 16,2 % des pensions vers\u00e9es, soit 63,6 milliards d\u2019euros. Ils b\u00e9n\u00e9ficient particuli\u00e8rement aux femmes. Leur financement est assur\u00e9 majoritairement par les r\u00e9gimes de retraite eux-m\u00eames ; seuls la Caisse nationale d\u2019assurance vieillesse (CNAV) et les r\u00e9gimes de base agricoles (salari\u00e9s et exploitants) disposent d\u2019un financement externe pour une partie de ces droits.<\/p>\n
Le rapport souligne que les r\u00e8gles actuelles soul\u00e8vent plusieurs interrogations, notamment sur la coh\u00e9rence entre les diff\u00e9rents dispositifs, leur adaptation \u00e0 l\u2019\u00e9volution des situations familiales et des aspirations au fil des g\u00e9n\u00e9rations, ainsi que sur les divergences de droits entre r\u00e9gimes. En tenant compte des \u00e9volutions \u00e9conomiques et socio-d\u00e9mographiques, le COR analyse des pistes d\u2019adaptation des droits familiaux et conjugaux \u00e0 des objectifs d\u00e9sormais plus clairement d\u00e9finis, sans toutefois d\u00e9tailler dans ce passage les orientations retenues. Ces travaux s\u2019inscrivent dans le champ des politiques de retraite et d\u2019\u00e9galit\u00e9 entre femmes et hommes, avec des enjeux de redistribution et de soutenabilit\u00e9 financi\u00e8re pour les r\u00e9gimes concern\u00e9s.\u00a0(contenu r\u00e9sum\u00e9 en fran\u00e7ais par l’IA)\u200bLire la Suite<\/a>\u200b<\/p>","protected":false},"excerpt":{"rendered":" Le colloque 2025 du Conseil d\u2019orientation des retraites (COR) est consacr\u00e9 \u00e0 la pr\u00e9sentation d\u2019un rapport th\u00e9matique sur les droits familiaux et conjugaux de retraite, \u00e9labor\u00e9 \u00e0 la suite d\u2019une 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