L\u2019Union nationale des associations familiales (Unaf) a pr\u00e9sent\u00e9 au M\u00e9diateur de Bercy les r\u00e9sultats d\u2019une enqu\u00eate consacr\u00e9e aux frais de saisie support\u00e9s par les familles dans le cadre des proc\u00e9dures de recouvrement forc\u00e9 de dettes. Ces frais, factur\u00e9s en compl\u00e9ment des sommes dues, repr\u00e9sentent une charge financi\u00e8re importante pour les m\u00e9nages concern\u00e9s, souvent d\u00e9j\u00e0 en situation de fragilit\u00e9 \u00e9conomique. L\u2019Unaf met en \u00e9vidence le caract\u00e8re peu lisible et parfois disproportionn\u00e9 de ces frais, ainsi que leurs effets sur l\u2019aggravation du surendettement et de la pr\u00e9carit\u00e9.<\/p>\n
L\u2019entretien avec le M\u00e9diateur de Bercy, rattach\u00e9 au minist\u00e8re de l\u2019\u00c9conomie et des Finances, a port\u00e9 sur les constats issus de l\u2019enqu\u00eate et sur les difficult\u00e9s rencontr\u00e9es par les usagers dans leurs relations avec l\u2019administration fiscale et les services de recouvrement. L\u2019Unaf a alert\u00e9 sur l\u2019impact social de ces pratiques pour les familles, en particulier celles aux revenus modestes, et a soulign\u00e9 la n\u00e9cessit\u00e9 d\u2019une meilleure information des d\u00e9biteurs, d\u2019une transparence accrue sur la nature et le montant des frais, ainsi que d\u2019une r\u00e9flexion sur leur encadrement.<\/p>\n
L\u2019\u00e9change a \u00e9galement permis d\u2019ouvrir un dialogue sur d\u2019\u00e9ventuelles am\u00e9liorations des proc\u00e9dures, afin de limiter les effets p\u00e9nalisants des frais de saisie pour les publics vuln\u00e9rables tout en garantissant le recouvrement des cr\u00e9ances publiques ou priv\u00e9es. Cette d\u00e9marche s\u2019inscrit dans une perspective de protection des usagers et de pr\u00e9vention des ruptures sociales li\u00e9es aux dettes et au surendettement. L\u2019article ne mentionne pas de d\u00e9cision r\u00e9glementaire ou l\u00e9gislative nouvelle, mais met en avant l\u2019int\u00e9r\u00eat des pouvoirs publics pour ces travaux et la poursuite des \u00e9changes entre l\u2019Unaf et le M\u00e9diateur de Bercy.\u00a0(contenu r\u00e9sum\u00e9 en fran\u00e7ais par l’IA)Lire la Suite<\/a>\u200b<\/p>","protected":false},"excerpt":{"rendered":" L\u2019Union nationale des associations familiales (Unaf) a pr\u00e9sent\u00e9 au M\u00e9diateur de Bercy les r\u00e9sultats d\u2019une enqu\u00eate consacr\u00e9e aux frais de saisie support\u00e9s par les familles dans le cadre des proc\u00e9dures […]<\/p>\n","protected":false},"author":1,"featured_media":4488,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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