La proposition de loi n\u00b0 3251 d\u00e9pos\u00e9e par la d\u00e9put\u00e9e Sandrine Runel vise \u00e0 instaurer une mutuelle publique gratuite pour l\u2019ensemble des jeunes de 18 \u00e0 25 ans r\u00e9sidant en France. Elle s\u2019inscrit dans le champ de la protection sociale et de l\u2019acc\u00e8s aux soins, avec un accent particulier sur la situation des jeunes adultes souvent caract\u00e9ris\u00e9s par une pr\u00e9carit\u00e9 financi\u00e8re et un moindre recours \u00e0 la compl\u00e9mentaire sant\u00e9.<\/p>\n
Le texte pr\u00e9voit la cr\u00e9ation d\u2019un dispositif public de compl\u00e9mentaire sant\u00e9, distinct des offres priv\u00e9es existantes, financ\u00e9 par la solidarit\u00e9 nationale. Cette mutuelle publique serait ouverte \u00e0 tous les jeunes de 18 \u00e0 25 ans, sans condition de ressources, afin de garantir une prise en charge renforc\u00e9e des d\u00e9penses de sant\u00e9 non couvertes par l\u2019assurance maladie obligatoire. La gratuit\u00e9 constitue un \u00e9l\u00e9ment central de la mesure, l\u2019objectif \u00e9tant d\u2019\u00e9liminer le frein financier au recours \u00e0 une compl\u00e9mentaire sant\u00e9 pour cette tranche d\u2019\u00e2ge.<\/p>\n
La proposition identifie comme enjeu principal la r\u00e9duction du renoncement aux soins chez les jeunes, en raison notamment du co\u00fbt des cotisations et des restes \u00e0 charge. Elle met en avant les risques sanitaires et sociaux li\u00e9s \u00e0 l\u2019absence de couverture compl\u00e9mentaire (d\u00e9lai ou absence de consultation, acc\u00e8s insuffisant \u00e0 la pr\u00e9vention, aggravation des pathologies). Elle souligne \u00e9galement que la sortie du foyer parental, les \u00e9tudes, les emplois pr\u00e9caires ou discontinus et les p\u00e9riodes de ch\u00f4mage peuvent entra\u00eener des ruptures de droits ou une absence de couverture compl\u00e9mentaire.<\/p>\n
Sur le plan institutionnel, la mise en \u0153uvre de la mutuelle publique impliquerait l\u2019\u00c9tat et, le cas \u00e9ch\u00e9ant, les organismes de s\u00e9curit\u00e9 sociale, sans que les modalit\u00e9s op\u00e9rationnelles d\u00e9taill\u00e9es (gestion, articulation avec la compl\u00e9mentaire sant\u00e9 solidaire, relations avec les organismes compl\u00e9mentaires priv\u00e9s) ne soient enti\u00e8rement pr\u00e9cis\u00e9es dans la proposition. Le texte entend compl\u00e9ter le dispositif existant de compl\u00e9mentaire sant\u00e9 solidaire, jug\u00e9 insuffisamment adapt\u00e9 \u00e0 certains profils de jeunes, notamment ceux dont les ressources d\u00e9passent l\u00e9g\u00e8rement les plafonds ou dont la situation administrative est instable.<\/p>\n
Les implications en mati\u00e8re de politique publique concernent principalement l\u2019extension de la couverture sociale, la lutte contre les in\u00e9galit\u00e9s d\u2019acc\u00e8s aux soins et la prise en compte des sp\u00e9cificit\u00e9s de la jeunesse dans la protection sociale. La proposition soul\u00e8ve des enjeux budg\u00e9taires (co\u00fbt pour les finances publiques, modalit\u00e9s de financement par la solidarit\u00e9 nationale) et de coordination avec les dispositifs actuels, mais ne fournit pas de chiffrage d\u00e9taill\u00e9 ni d\u2019\u00e9valuation d\u2019impact financi\u00e8re dans le texte de pr\u00e9sentation. Aucun \u00e9l\u00e9ment comparatif international pr\u00e9cis n\u2019est mis en avant, et le texte se concentre sur le contexte fran\u00e7ais et le r\u00f4le du l\u00e9gislateur national.\u00a0(contenu r\u00e9sum\u00e9 par l’IA)\u200bLire la Suite<\/a>\u200b<\/p>","protected":false},"excerpt":{"rendered":" La proposition de loi n\u00b0 3251 d\u00e9pos\u00e9e par la d\u00e9put\u00e9e Sandrine Runel vise \u00e0 instaurer une mutuelle publique gratuite pour l\u2019ensemble des jeunes de 18 \u00e0 25 ans r\u00e9sidant en […]<\/p>\n","protected":false},"author":1,"featured_media":3805,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[124],"tags":[122,227],"class_list":["post-20070","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assemblee-nationale","tag-assemblee-nationale","tag-ia"],"_links":{"self":[{"href":"https:\/\/veilles-affaires-sociales.fr\/index.php?rest_route=\/wp\/v2\/posts\/20070","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/veilles-affaires-sociales.fr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/veilles-affaires-sociales.fr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/veilles-affaires-sociales.fr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veilles-affaires-sociales.fr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20070"}],"version-history":[{"count":0,"href":"https:\/\/veilles-affaires-sociales.fr\/index.php?rest_route=\/wp\/v2\/posts\/20070\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/veilles-affaires-sociales.fr\/index.php?rest_route=\/wp\/v2\/media\/3805"}],"wp:attachment":[{"href":"https:\/\/veilles-affaires-sociales.fr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20070"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/veilles-affaires-sociales.fr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20070"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/veilles-affaires-sociales.fr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20070"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}