L\u2019Inspection g\u00e9n\u00e9rale des affaires sociales (IGAS) et l\u2019Inspection g\u00e9n\u00e9rale des finances (IGF) publient une \u00e9tude de chiffrage visant \u00e0 \u00e9clairer les d\u00e9bats sur l\u2019avenir de l\u2019articulation entre l\u2019assurance maladie obligatoire (AMO) et les compl\u00e9mentaires sant\u00e9 (assurance maladie compl\u00e9mentaire \u2013 AMC). Cette publication s\u2019inscrit dans le prolongement d\u2019un pr\u00e9c\u00e9dent rapport intitul\u00e9 \u00ab Refonder l\u2019articulation entre assurance maladie obligatoire et compl\u00e9mentaires sant\u00e9 au service de la transformation du syst\u00e8me de sant\u00e9 \u00bb.<\/p>\n
Le document ne comporte pas de recommandations, mais pr\u00e9sente des analyses quantitatives de plusieurs sc\u00e9narios de r\u00e9partition des financements entre AMO et AMC. Il mesure, pour chaque option \u00e9tudi\u00e9e, l\u2019impact potentiel sur les d\u00e9penses publiques, sur les restes \u00e0 charge des assur\u00e9s et sur le niveau des primes vers\u00e9es aux organismes de compl\u00e9mentaires sant\u00e9. Il d\u00e9taille \u00e9galement les effets redistributifs associ\u00e9s \u00e0 ces sc\u00e9narios.<\/p>\n
Plusieurs configurations de \u00ab bouclier sanitaire \u00bb sont examin\u00e9es, reposant sur un plafonnement des restes \u00e0 charge apr\u00e8s intervention de l\u2019assurance maladie obligatoire. L\u2019\u00e9tude analyse aussi des sc\u00e9narios de \u00ab d\u00e9croisement \u00bb du panier de soins, consistant \u00e0 confier int\u00e9gralement certains postes de d\u00e9penses soit \u00e0 l\u2019AMO, soit \u00e0 l\u2019AMC, afin de modifier la structure de prise en charge. Ces travaux, publi\u00e9s sur le site Vie publique, fournissent des \u00e9l\u00e9ments de cadrage chiffr\u00e9s pour les d\u00e9cideurs publics sur les cons\u00e9quences financi\u00e8res et redistributives de diff\u00e9rentes options d\u2019\u00e9volution de la compl\u00e9mentarit\u00e9 entre AMO et AMC.\u00a0(contenu r\u00e9sum\u00e9 par l’IA)\u200bLire la Suite<\/a>\u200b<\/p>","protected":false},"excerpt":{"rendered":" L\u2019Inspection g\u00e9n\u00e9rale des affaires sociales (IGAS) et l\u2019Inspection g\u00e9n\u00e9rale des finances (IGF) publient une \u00e9tude de chiffrage visant \u00e0 \u00e9clairer les d\u00e9bats sur l\u2019avenir de l\u2019articulation entre l\u2019assurance maladie obligatoire 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