L\u2019Observatoire des in\u00e9galit\u00e9s, \u00e0 partir de donn\u00e9es 2024 de l\u2019Insee, propose une d\u00e9clinaison par \u00e2ge du \u00ab seuil de richesse \u00bb d\u00e9fini comme le double du niveau de vie m\u00e9dian apr\u00e8s imp\u00f4ts et prestations sociales pour une personne seule. Le seuil g\u00e9n\u00e9ral est fix\u00e9 \u00e0 4 456 euros mensuels, mais son niveau varie relativement peu en fonction de l\u2019\u00e2ge, malgr\u00e9 l\u2019augmentation moyenne des revenus au cours de la vie professionnelle.<\/p>\n
Les donn\u00e9es montrent que le seuil de richesse serait de 3 970 euros pour les moins de 18 ans, cas particulier o\u00f9 le niveau de vie des mineurs d\u00e9pend des revenus du m\u00e9nage. Il s\u2019\u00e9tablirait \u00e0 4 310 euros pour les 18-29 ans, 4 602 euros pour les 30-39 ans, 4 547 euros pour les 40-49 ans, et atteint un maximum de 4 932 euros pour les 50-64 ans, tranche d\u2019\u00e2ge o\u00f9 les revenus sont en moyenne les plus \u00e9lev\u00e9s et peuvent \u00eatre compl\u00e9t\u00e9s par des revenus du patrimoine (loyers, placements, etc.). Il redescend ensuite \u00e0 4 557 euros pour les 65-74 ans, puis \u00e0 4 413 euros pour les 75 ans et plus, en lien avec des pensions de retraite inf\u00e9rieures aux derniers salaires.<\/p>\n
L\u2019\u00e9cart de seuil de richesse entre le d\u00e9but de la vie adulte (18-29 ans) et la phase d\u2019apog\u00e9e des revenus (50-64 ans) est d\u2019environ 600 euros. Cette progression limit\u00e9e tient au fait que, en dehors des cadres sup\u00e9rieurs, les augmentations de salaire au cours de la carri\u00e8re restent souvent modestes. L\u2019Observatoire des in\u00e9galit\u00e9s souligne que ces diff\u00e9rences d\u2019\u00e2ge n\u2019invalident pas l\u2019usage d\u2019un seuil de richesse unique pour l\u2019ensemble de la population, le crit\u00e8re central demeurant la position du niveau de vie d\u2019un individu par rapport au reste de la population, quel que soit l\u2019\u00e2ge. L\u2019analyse par tranche d\u2019\u00e2ge permet toutefois d\u2019\u00e9clairer les perceptions diff\u00e9renci\u00e9es du seuil de richesse, notamment chez les personnes plus \u00e2g\u00e9es dont l\u2019entourage de cadre sup\u00e9rieur d\u00e9passe fr\u00e9quemment ces montants.\u00a0(contenu r\u00e9sum\u00e9 par l’IA)\u200bLire la Suite<\/a>\u200b<\/p>","protected":false},"excerpt":{"rendered":" L\u2019Observatoire des in\u00e9galit\u00e9s, \u00e0 partir de donn\u00e9es 2024 de l\u2019Insee, propose une d\u00e9clinaison par \u00e2ge du \u00ab seuil de richesse \u00bb d\u00e9fini comme le double du niveau de vie m\u00e9dian 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