Une loi relative \u00e0 la protection sociale compl\u00e9mentaire des agents publics territoriaux transpose les dispositions d\u2019un accord de juillet 2023 conclu entre les repr\u00e9sentants des employeurs territoriaux et les organisations syndicales. Elle rel\u00e8ve la participation minimale de l\u2019employeur \u00e0 50 % du montant de la cotisation individuelle correspondant aux garanties minimales d\u2019un contrat de pr\u00e9voyance, tout en am\u00e9liorant ces garanties. La pr\u00e9voyance couvre les risques d\u2019incapacit\u00e9 de travail, d\u2019invalidit\u00e9, d\u2019inaptitude et de d\u00e9c\u00e8s. La loi instaure par ailleurs l\u2019obligation pour les agents d\u2019adh\u00e9rer \u00e0 un contrat collectif de pr\u00e9voyance souscrit par leur employeur.<\/p>\n
Cette r\u00e9forme s\u2019inscrit dans la continuit\u00e9 d\u2019une mesure entr\u00e9e en vigueur le 1er janvier 2025, qui imposait d\u00e9j\u00e0 aux collectivit\u00e9s territoriales de financer \u00e0 hauteur de 7 euros par mois et par agent des garanties minimales en incapacit\u00e9 de travail et invalidit\u00e9. Ce niveau de financement est pr\u00e9sent\u00e9 comme insuffisant pour inciter les nombreux agents territoriaux non couverts \u00e0 souscrire un contrat de pr\u00e9voyance.<\/p>\n
Un d\u00e9cret pris en Conseil d\u2019\u00c9tat pr\u00e9cise le champ des agents concern\u00e9s par l\u2019obligation d\u2019adh\u00e9sion au contrat collectif de pr\u00e9voyance : fonctionnaires, stagiaires, agents contractuels de droit public, y compris assistants maternels, assistants familiaux et apprentis. Ne sont pas soumis \u00e0 cette obligation les agents dont le contrat de travail est d\u2019une dur\u00e9e inf\u00e9rieure \u00e0 six mois. Une d\u00e9rogation temporaire, dans la limite de douze mois et jusqu\u2019\u00e0 l\u2019\u00e9ch\u00e9ance de leur contrat individuel, est pr\u00e9vue pour les agents d\u00e9j\u00e0 couverts par un contrat individuel couvrant a minima l\u2019incapacit\u00e9 de travail et l\u2019invalidit\u00e9. Les agents employ\u00e9s simultan\u00e9ment par plusieurs employeurs territoriaux peuvent \u00e9galement \u00eatre dispens\u00e9s d\u2019adh\u00e9sion \u00e0 un contrat collectif sous certaines conditions.<\/p>\n
Le d\u00e9cret encadre par ailleurs les conditions de passation des march\u00e9s publics permettant aux collectivit\u00e9s territoriales, \u00e9tablissements publics et centres de gestion de la fonction publique territoriale de d\u00e9signer les mutuelles ou organismes d\u2019assurance avec lesquels sera conclu le contrat collectif d\u2019une dur\u00e9e minimale de six ans. Conform\u00e9ment aux orientations du Conseil sup\u00e9rieur de la fonction publique territoriale (CSFPT), un comit\u00e9 de pilotage et de suivi paritaire, compos\u00e9 de repr\u00e9sentants de l\u2019autorit\u00e9 territoriale et des organisations syndicales locales et pr\u00e9sid\u00e9 par un \u00e9lu local, sera consult\u00e9 sur les crit\u00e8res de s\u00e9lection et associ\u00e9 au suivi du contrat pendant toute sa dur\u00e9e d\u2019ex\u00e9cution.<\/p>\n
S\u2019agissant du financement, le texte pr\u00e9voit que les employeurs territoriaux pourront porter leur participation au-del\u00e0 de la moiti\u00e9 du montant de la cotisation due par les agents, ouvrant la possibilit\u00e9 d\u2019un renforcement volontaire de la contribution employeur. Ces dispositions ont des implications directes en mati\u00e8re de protection sociale, de pr\u00e9vention des risques d\u2019incapacit\u00e9 et d\u2019invalidit\u00e9, et de s\u00e9curisation des revenus des agents territoriaux.\u00a0(contenu r\u00e9sum\u00e9 par l’IA)Lire la Suite<\/a><\/p>","protected":false},"excerpt":{"rendered":" Une loi relative \u00e0 la protection sociale compl\u00e9mentaire des agents publics territoriaux transpose les dispositions d\u2019un accord de juillet 2023 conclu entre les repr\u00e9sentants des employeurs territoriaux et les organisations 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